Manufactured Home Insurance in Hays County, TX
Hays County is growing fast — and manufactured and mobile home communities in Kyle, San Marcos, Buda, and Wimberley are growing right along with it. We specialize in manufactured home insurance across Hays County, working with every carrier licensed to write this coverage in Texas so you get the right policy at a rate that reflects your home accurately.
Coverage Built for Manufactured Homes — Not Retrofitted from a Standard Policy
Manufactured home insurance in Hays County requires a specialist, not a generalist. Standard homeowners policies are written for site-built construction and don't account for how manufactured homes are built, titled, or valued. We write HO-7 policies — the coverage form designed specifically for manufactured housing — and we know how to structure them so your home, your belongings, and your liability exposure are all covered correctly.
Whether your home is a newer double-wide in Kyle or an older single-section home near Wimberley, we work with the full market of Texas-licensed carriers to find coverage that fits your situation. That includes homes that other agencies struggle to place.
Serving Hays County Communities from Kyle to Wimberley
We write manufactured home insurance policies throughout Hays County, including:
- Kyle and the fast-growing communities along the I-35 corridor
- San Marcos, including neighborhoods near Texas State University and the surrounding county areas
- Buda, where manufactured housing remains a practical and affordable option for families and retirees alike
- Wimberley and the Hill Country edge of Hays County, where rural properties and older homes are common
If your home is in Hays County and it's a manufactured, mobile, or park model home, we can help. We're Texas-licensed and work with clients across the state from our base in the Rio Grande Valley.
Additional Coverage Options for Hays County Residents
Many of our Hays County clients ask about coverage beyond their manufactured home. We also offer:
- Auto insurance for individuals and households
- Umbrella insurance for added personal liability protection above your existing policy limits
- Coastal homeowners insurance for hard-to-place properties elsewhere in Texas
If you're looking to consolidate your coverage with an agency that knows manufactured housing inside and out, we're a practical choice for your other policies as well.
35 Years of Specialty Experience, Available to Hays County Homeowners
What is an HO-7 policy and do I need one for my manufactured home in Hays County?
An HO-7 is the insurance policy form written specifically for manufactured and mobile homes. If you own a manufactured home in Kyle, San Marcos, Buda, or Wimberley, an HO-7 gives you coverage that a standard homeowners policy doesn't — including protections that account for how manufactured homes are constructed and titled. Most lenders and lienholders require it.Can you insure an older mobile home in Hays County?
Yes. Older manufactured and mobile homes are among the most common placements we handle. Many agencies decline them or struggle to find a carrier willing to write the policy. Because we represent all carriers licensed to write manufactured housing in Texas, we have more options available than a single-carrier agency does. Age alone doesn't disqualify a home — the condition, tie-down status, and construction details all factor in.How much does manufactured home insurance cost in Hays County?
Rates vary based on the age and size of your home, its location, construction type, whether it's on a permanent foundation, and the coverage limits you select. Hays County's growth and weather exposure both factor into how carriers evaluate risk. The best way to get an accurate number is to request a quote — we'll compare rates across multiple carriers and walk you through what's driving the premium.Do I need a separate policy if my manufactured home is my primary residence?
Your coverage needs do differ depending on whether the home is your primary residence, a seasonal property, or a rental. Primary residence policies are structured differently than seasonal or vacant home policies. When you request a quote, let us know how the home is used — that detail affects which coverage form is appropriate and which carriers are the right fit.Is Mr. Mobile Home Insurance licensed to write policies in Hays County?
Yes. We are Texas-licensed and write manufactured home insurance policies throughout the state, including Hays County and the surrounding Hill Country region. While our office is based in the Rio Grande Valley, we serve clients in Kyle, San Marcos, Buda, Wimberley, and across Hays County by phone and online quote form.
35 Years of Specialty Experience, Available to Hays County Homeowners
We've been writing manufactured home insurance in Texas longer than most specialty agencies have been in business. That experience means we know how to read a policy, how carriers think about risk, and how to structure coverage that holds up when you need it. Hays County homeowners deserve the same level of care we bring to every client across the state — and that's exactly what we offer.
Request a free quote online or call us directly. We'll compare your options across the full Texas market and help you get covered correctly.